A finance leader for your business, without the full-time salary.
Fractional CFO support for Brisbane businesses growing past the point bookkeeping alone can answer the strategic questions. Cash flow, forecasting, board reporting, and capital decisions, handled by Chartered Accountants.
- CA ANZ Chartered Accountants
- Fixed-fee monthly engagement
- Boardroom-ready reporting
When the business has outgrown its bookkeeper, but cannot yet hire a CFO.
- You are making seven-figure decisions on a spreadsheet your bookkeeper put together yesterday.
- Cash flow is tight at the end of every quarter, even though revenue keeps growing.
- The bank, an investor, or a buyer is asking for reporting that simply does not exist.
- There is a stage in growth where the numbers need a finance leader in the room, but the business cannot yet support a full-time CFO at $250k+. A virtual CFO bridges that gap with the seniority of a CFO and a fraction of the cost.
CFO-grade outputs, on a fractional engagement.
We work to a defined monthly cadence with deliverables agreed upfront. You always know what you are paying for and what is coming when.
Monthly management accounts
A clean, board-ready P&L, balance sheet, and cash flow with commentary on variances, trends, and what needs attention.
Rolling cash flow forecast
13-week and 12-month rolling forecasts updated each month so funding gaps and surpluses are visible early.
Budgeting and re-forecasting
Annual operating budgets, monthly re-forecasts, and scenario models for capital, hiring, and growth decisions.
KPI dashboards
The three to five operational and financial metrics that actually move your business, tracked monthly with targets.
Capital and finance support
Bank introductions, finance applications, equipment finance, and growth funding negotiations on your behalf.
Pricing and profitability reviews
Customer, product, and channel margin analysis with pricing model recommendations that protect or expand your margins.
Board and investor reporting
Monthly or quarterly board packs to a standard external investors, banks, and partners actually trust.
Strategic finance meetings
Monthly meetings with the founder or management team, with structured agendas, recorded actions, and follow-through.
From kick-off to first board pack, in thirty days.
- 01
Discovery
A call to understand the business, the growth stage, current reporting, and where finance leadership is most needed.
- 02
Diagnostic
A paid two-week diagnostic across financials, reporting, and systems. You receive a written summary and a draft engagement plan.
- 03
Engagement design
We agree the monthly cadence, deliverables, KPIs, and stakeholders. Fixed fee, written engagement letter, no time-and-materials drift.
- 04
Standing rhythm
The CFO function is in place: monthly accounts, forecasts, board reporting, and a recurring management meeting in your calendar.
A finance leader who already knows how your tax and books work.
- Chartered Accountant CFOs
- CA ANZ qualified, not generic consultants. The recommendations come with the discipline of professional accounting standards.
- Integrated with bookkeeping and tax
- When the same team runs your books, BAS, tax planning, and CFO function, the reporting stays clean and the decisions stay informed.
- Brisbane and Australia-wide
- Onsite or video, weekly or monthly. We adapt the cadence to how you want to work, in Brisbane and across Australia.
- Outcomes, not seat-warming
- Engagements are scoped around the decisions you need to make next, not the hours someone needs to bill.
- Independent of any product
- No commissions, no kickbacks. We recommend systems, banks, and finance products only where they genuinely fit.
- Capalaba based, scaled access
- Our base is The Hub at Capalaba. Engagements are delivered onsite for Brisbane clients and via secure cloud for clients elsewhere.
Questions we hear most often.
Have a question that is not here? Call 07 3399 2300 or book a consultation and we will answer it directly.
When does a business need a CFO?
Most owner-operated businesses benefit from CFO-level thinking once revenue passes $2-3m, especially if there is staff growth, a finance application, an external investor, or an acquisition in play. Below that, advisory or bookkeeping with strong reporting usually covers the gap.
What is the difference between a virtual CFO and a bookkeeper?
A bookkeeper records what has happened. A CFO interprets it and decides what should happen next. A virtual CFO sets the budget, owns the forecast, sits in front of the bank, and is accountable for the financial direction of the business. The bookkeeper feeds the CFO with clean data; both roles are needed.
How is this priced?
Virtual CFO engagements are quoted fixed-fee after the diagnostic, with the monthly cadence and deliverables written down. Most engagements fall into a band based on revenue, complexity, and the number of stakeholders you need reporting for. There are no surprise hourly bills.
Can we trial CFO services before committing?
Yes. The paid diagnostic at the start of every engagement is effectively a two-week trial. You get a written diagnostic and a draft engagement plan. If you decide not to proceed, you keep the diagnostic and use it however is helpful.
Will my bookkeeper still be involved?
Yes. The CFO function relies on a working bookkeeping rhythm. We can take over bookkeeping if you would like one team to do both, or we can work alongside your existing bookkeeper. Either way, we set the standard the books need to meet so the reporting is reliable.
Do you sit on my board?
We attend board meetings as the external finance lead and prepare the board pack, but we do not take director seats. We can also act as company secretary if formally appointed.
More from the same team.
Business Advisory
When the engagement is project-shaped rather than monthly, our business advisory service may be a better fit than full CFO.
ExploreBookkeeping
CFO reporting only works on top of clean books. Bundle bookkeeping for one team handling the full stack.
ExploreTax Planning and Structuring
Tax structures and entity choices that match the growth trajectory the CFO function is helping you build.
ExploreReady for finance leadership without the full-time hire?
Book a consultation. We will tell you honestly whether the business is at a stage where a virtual CFO will pay for itself, and what the engagement would look like.