Pay the right tax, not a dollar more.
Proactive tax planning, structures, and ATO-compliant strategies that keep more of what your business earns. Modelled before 30 June, while there is still time to act.
- Registered Tax Agent 26081500
- CA ANZ Chartered Accountants
- Pre-30 June planning sessions
Most tax savings are lost before the advice arrives.
- Your accountant talks about tax planning in August, when 30 June has already locked in the position.
- You are paying tax through the wrong entity, or no entity at all, and asset protection is an afterthought.
- Concepts like bucket companies, trusts, and Division 7A are mentioned but nobody has modelled them against your numbers.
- Tax planning only works when it runs ahead of the financial year, not behind it. We schedule modelling conversations in March and April so the year-end position is a choice, not a surprise.
Strategies and structures, modelled against your numbers.
Engagements are tailored to where the business is now. Some clients need a full structural overhaul; others need an annual pre-30 June review. We scope the work to the actual opportunity.
Pre-30 June tax planning
March or April modelling that compares projected tax outcomes under different actions, so you can act while the year is still open.
Entity and structure review
Company, trust, partnership, sole-trader, and SMSF structures reviewed for tax efficiency, asset protection, and succession readiness.
Bucket company strategy
Modelling whether a corporate beneficiary saves tax on trust distributions, including Division 7A compliance and ongoing reporting.
Family trust planning
Trust deed reviews, beneficiary nominations, streaming of capital gains and franked dividends, and family trust election advice.
Division 7A and director loans
Loan agreements, repayment schedules, and minimum repayments managed so director balances do not trigger deemed dividends.
Capital gains tax planning
Asset sales, small business CGT concessions, rollovers, and main residence exemptions modelled before the transaction settles.
Restructure transitions
Roll-overs, small business restructure relief, and CGT roll-overs to move into a fit-for-purpose structure without triggering tax.
Asset protection
Separation of trading and investment assets, family asset structures, and SMSF interaction so risk is insulated from creditors.
Planning that fits inside your financial year.
- 01
Discovery
A call to understand your current structure, position, and any specific tax events on the horizon.
- 02
Diagnostic
A paid diagnostic across your structure, year-to-date numbers, and the realistic projection through to 30 June.
- 03
Modelling and recommendations
We model scenarios against the diagnostic, present the options in plain English, and quantify the tax impact of each.
- 04
Implementation
Once you choose a path we handle the execution, including any ATO notifications, documentation, and ongoing compliance.
Tax planning that holds up under ATO scrutiny.
- Registered tax agents
- Tax Practitioners Board registration 26081500. Every strategy we recommend is documented to a standard the ATO accepts.
- Chartered Accountant qualifications
- CA ANZ membership means we sit on the right side of professional standards. Tax planning, not tax avoidance.
- Strategies tested against your numbers
- We do not recommend generic structures. Every recommendation comes with modelling specific to your projected income and balance sheet.
- Joined-up with your accounting
- If we also handle your books and tax returns, the structure stays implemented correctly all year, not just at year-end.
- Pre-year-end planning calendar
- We hold March and April capacity specifically for tax planning sessions, so you do not get crowded out by lodgement season.
- Liability limited
- Liability limited by a scheme approved under Professional Standards Legislation, so the advice carries real professional weight.
Questions we hear most often.
Have a question that is not here? Call 07 3399 2300 or book a consultation and we will answer it directly.
What is a bucket company and should I have one?
A bucket company is a corporate beneficiary of a discretionary trust that receives trust distributions at the company tax rate (currently 25% for base-rate entities or 30% otherwise), rather than at your higher personal marginal rate. Whether it saves tax depends on your trust income, personal marginal rate, what you do with the money, and your Division 7A obligations. We model it specifically against your numbers before recommending one.
Should I use a trust or a company structure?
It depends on the type of income, your asset protection needs, your succession plans, and your access to small business CGT concessions. Trusts offer flexibility on distributions but lock you out of certain concessions and have their own compliance burden. Companies offer the corporate rate but limit asset protection. We model both against your specific situation.
Can you restructure my existing business without triggering tax?
Often, yes. The small business restructure rollover, CGT rollovers, and Division 7A reorganisation rules allow eligible businesses to move into a more appropriate structure without an immediate tax cost. Eligibility depends on the entity size, ownership continuity, and the structure you are moving to. We assess eligibility before recommending a restructure.
When should we have the tax planning conversation?
Late March through April is the ideal window. By then most of the financial year is visible, you still have two to three months to act on the modelling, and any structural changes can be implemented before 30 June. We deliberately reserve capacity in those months.
Do you need to be my tax agent to do tax planning?
No. Tax planning engagements can be standalone, with your existing tax agent doing the lodgement. We do find planning is more effective when the same team handles the structure and the return because the implementation stays clean.
How is tax planning priced?
Planning engagements are quoted fixed-fee after the discovery call. The fee depends on the entity complexity, the number of structures involved, and whether implementation work is bundled in. Simple owner-operator reviews are at one end of the range, multi-entity family groups with SMSF interaction at the other.
More from the same team.
Accounting and Taxation
End-of-year accounts and business tax returns prepared by the same team that designs your structure.
ExploreBusiness Succession Planning
Tax structures designed today determine how cleanly you can exit or transfer the business later.
ExploreSelf-Managed Super Funds
SMSF setup, contribution strategy, and pension management that integrate with your tax plan.
ExploreReady to find out what good tax planning is worth?
Book a consultation. We will tell you honestly whether there is meaningful tax saving available in your situation, and what the engagement would look like if there is.