Super Fund
EEA Advisory articles tagged Super Fund.
Non-arm's length income traps that can tax your SMSF earnings at 45 per cent
Self managed super funds usually benefit from a concessional 15 per cent tax rate but can face a 45 per cent penalty when income is deemed non-arm's length. The Australian Taxation Office applies Division 295 to override the standard rate if transactions are not conducted on commercial terms. Trustees and advisers must understand and avoid these pitfalls to protect retirement savings. The rules now extend to both income and expenditure, with even pension funds in retirement phase affected.
SMSF vs Industry Super Fund and How to Set One Up in 2026
Australians face a growing debate between self managed and industry super funds as their retirement savings evolve. This guide clearly explains the control, fees and lifestyle factors that set SMSFs apart from larger industry funds. It walks through practical steps to set up either option under the latest rules. Written in plain English and based on current regulatory guidelines, this article offers essential information for everyday retirement planning.
What Australian Business Owners Should Know About Labor’s Tax on Unrealised Super Gains
Labor’s proposed tax on unrealised super gains over $3 million could reshape retirement planning and asset management for business owners. Understand the risks, responses, and how to prepare.
Supercharge Your Savings: The How-To Guide on Claiming Personal Super Contributions
Introduction: As you steer through the journey of financial planning, a common pit-stop is considering superannuation. While employer contributions to your super are the norm, what if we told you there’s a way to accelerate your savings and relish tax benefits simultaneously? Enter: personal superannuation contributions. Understanding Personal Super Contributions: Unlike the traditional path of
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