More cash in the bank, month after month.
Cash flow is the outcome of dozens of small decisions about pricing, terms, stock and tax. We turn those decisions into a system, so the money coming in reliably outpaces the money going out and you stop funding the gap yourself.
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Where most owners are stuck
- Sales are healthy but the bank balance never seems to move.
- You find out about a tight week only when wages are due.
- Customers stretch their payment terms and you carry the cost.
- GST and PAYG bills arrive larger than expected and you scramble to fund them.
- Every cash decision is made on gut feel, not a forward picture.
How we get you ahead of the cash.
- 01
Set up a 13 week rolling forecast
We map money in and money out week by week, so you can see exactly when pressure hits. The forecast rolls forward continuously, turning a vague worry into a clear runway you can plan against.
- 02
Shorten the cash conversion cycle
We measure how long cash is tied up between paying suppliers and being paid by customers. Tighter payment terms, deposits up front and faster invoicing pull that cycle in and release working capital you already earned.
- 03
Ringfence GST, PAYG and tax
The GST you collect and the PAYG you withhold belong to the ATO, not your business. We set those amounts aside as they accrue so your BAS and instalments are always funded and never raid your operating cash.
- 04
Free up cash trapped in stock
Excess inventory is cash sitting on a shelf. We match purchasing to real demand and renegotiate supplier terms, which often releases more working capital than chasing new sales ever would.
- 05
Build a cash buffer with intent
We set a target buffer based on your fixed costs and lumpy bills, then plan how to reach it. A funded buffer means a slow month or a late debtor no longer becomes a crisis.
The services behind it
CFO services
Rolling cash flow forecasting, working capital management and the financial oversight of a finance chief without the full time cost.
ExploreBookkeeping
Accurate, up to date books and timely BAS so your forecast is built on real numbers and your cash position is never a guess.
ExploreBusiness advisory
A practical plan to lift collections, tune pricing and make cash decisions with confidence rather than on instinct.
ExploreQuestions we hear most often.
Have a question that is not here? Call 07 3399 2300 or book a consultation and we will answer it directly.
How long before I see better cash flow?
Often within the first quarter. A 13 week forecast shows tight weeks before they arrive, and quick wins on debtor collection and supplier terms usually free up cash within the first month or two while the deeper habits take hold.
Why is my business profitable but always short of cash?
Profit and cash are not the same thing. Money tied up in stock and debtors, loan repayments, GST and PAYG, and owner drawings all move cash without appearing as expenses on your profit and loss. A forecast shows exactly where the gap is.
Do I need to change my accounting software?
Usually not. We work with Xero, MYOB and QuickBooks and build the forecast from the data you already have. If your setup is holding you back, we will say so, but improving cash flow rarely starts with a software switch.
Let us build you a cash flow you can rely on.
Stop reacting to the bank balance and start planning around it. Book a consultation and we will set up the forecast and habits that keep more cash in your business.