Wealth Management
EEA Advisory articles on wealth management.
What Happens to a Family Business When a Director Dies
When an Australian family business loses a director, the company remains alive as a separate legal entity. It can continue trading, paying staff and entering contracts. The future depends on having other directors, share ownership, and a valid will with an appointed executor. Understanding these legal threads keeps the enterprise thriving, avoids conflict and protects family wealth.
How Debt Recycling Works for Australian Business Owners
Australian business owners can benefit from debt recycling which converts non deductible mortgage debt into tax deductible investment debt. This strategy uses spare cash to reduce the principal on the home loan while reborrowing funds for investment. Over time more of the interest expense becomes deductible and investment wealth builds gradually. The guide explains how to implement debt recycling safely and compliantly with practical steps for success.
How Family Trust Distributions Are Taxed in Australia (2026)
Family trusts remain a popular structure among Australian families and small businesses because they offer flexible ways to distribute income and protect assets. This guide explains how trust income flows to beneficiaries under current tax law and examines present entitlement rules. It details the Family Trust Election framework and the risk of an unexpected forty seven per cent tax bill. An upcoming reform proposing a minimum tax of thirty per cent from July 2028 highlights the need for careful future planning.
Choosing a Financial Advisor in Australia
The phrase ‘Beyond Finfluencers’ captures the modern challenge of choosing a trusted financial adviser in Australia. While social media personalities may make noise, fully licensed professionals offer security and long term wealth. This guide outlines seven practical steps such as verifying licences, understanding fees and gauging digital capabilities. It empowers you to make informed decisions for a sound financial future.
Will the 50% CGT Discount Survive 2026 Budget?
Investors face uncertainty as debate heats over whether the 50% CGT discount will remain unchanged in the 2026 Federal Budget. The article explains that although no legislation has altered the long‐standing rules, Treasury officials and parliamentary bodies have modelled scenarios with a lower discount. It reviews the current conditions for individuals, trusts and superannuation funds under Division 115 and outlines the policy debate surrounding future reforms. Practical strategies are provided to help investors safeguard after tax returns and plan for any changes ahead.
Effective Tax Strategies for Australian High-Income Earners
This blog post details how Australian high-income earners can treat tax as a manageable expense to save money and build long-term wealth. It explains that by applying compliant tax strategies, someone earning $250,000 a year can reduce their annual tax bill by more than $30,000. The post reviews the updated tax brackets for the 2025-26 financial year and examines surcharges that affect superannuation. It offers practical steps to implement these strategies before 30 June and navigate the evolving tax landscape.
Inheritance Tax Impact for Australian Beneficiaries
Learn how capital gains tax, super benefits and income tax affect your inheritance. Plan ahead to protect your loved ones’ legacy.
Unlock Hidden Wealth and Dodge ATO Tax Risks
Discover how the ATO targets Australia’s wealth transfer and learn smart strategies to secure your family legacy. Act now to protect your assets.
Unlock Inheritance Tax Strategies Australia 2026
Discover how inheritance tax affects your estate in Australia. Learn strategies to manage capital gains and super death benefits. Start planning today
Avoid Business Sale Pitfalls With Smart Retirement Planning
Secure your future with smart retirement planning that blends super and diverse investments. Act now to ensure peace of mind after work.
Powerful Family Trust Strategies for Tax Success 2026
Unlock tax benefits with a family trust in Australia. Discover expert strategies for loss concessions and compliant distributions. Act now.
Unlock 2026 Gifting Wins in Australian Gift Tax
Discover how to navigate Australian gift tax rules in 2026 and control capital gains and stamp duty. Act now and plan smart wealth transfers.
Secure Brisbane Business Succession Now
Brisbane’s business community thrives yet many owners lack a documented succession plan. This article reveals why the succession gap exists and examines legal challenges while offering a practical ninety-day roadmap to secure wealth and protect your legacy.
100 Profitable Small Business Ideas in Australia
Starting a small business in Australia is exciting, but most idea lists ignore ABNs, GST thresholds, council permits, WHS duties and real startup costs. This guide shares 100 profitable, realistic business ideas that work in Australia, grouped by budget and skill level, with compliance checkpoints, cost estimates and practical first steps you can take within 72 hours.
Australian Income Tax Brackets 2025-26: A Simple Guide & Real-World Examples
Stop guessing how much tax you really pay. We translate official ATO rules into plain English, debunk the ‘higher bracket’ myth, and provide step-by-step calculations for incomes ranging from $30k to $220k. Plus, get the details on the upcoming tax cuts locked in for July 2026.
How Do High Income Earners Reduce Taxes in Australia? Smart Strategies for 2025
Discover how high income earners reduce taxes in Australia with proven strategies for 2025, super, trusts, franking credits, negative gearing and more.
ATO GST Reporting Changes – 2025
In 2025, GST reporting in Australia takes a sharp turn, even though the 10% GST rate remains unchanged. The ATO is shifting thousands of non-compliant small businesses from quarterly to monthly GST reporting starting 1 April 2025, while large businesses face a redesigned Supplementary Annual GST Return (SAGR). These changes won’t alter the law, but they will impact cash-flow, compliance workloads, and BAS deadlines. Whether you’re a café owner in Cairns or a corporate CFO in Sydney, preparing now for the ATO’s stricter reporting cycle will help you stay compliant, avoid penalties, and protect your working capital.
How to Use a Bucket Company to Save Thousands in Tax (Australia 2025)
A bucket company, also called a corporate beneficiary, can cap your tax at 25% and save thousands each year. This 2025 Australian guide explains how bucket companies work, step-by-step setup, ATO compliance rules, advanced strategies, and real-world examples.
Retention Money in Australian Construction Contracts – Complete 2025 Guide for Accountants & Contractors
Retention money in Australian construction – usually 5–10 % of each progress payment – affects cashflow, tax, and compliance across eight jurisdictions. This guide explains state trust-account rules, AASB 15 accounting treatment, GST timing, and practical strategies so bookkeepers, CFOs, and contractors can manage retentions without crippling liquidity.
How Investment Bonds Work: Tax Benefits for Education Savings
Paying $23k–$42k a year for private school or up to $45k at university can feel impossible. This guide shows Queensland families how investment bonds lock in a 30 % tax rate, avoid penalty minor-tax rules and deliver tax-free withdrawals after ten years.
Private Wealth Management: A Guide to Securing Your Financial Future in Australia
Private wealth management is a tailored approach to financial planning for high-net-worth individuals. This guide explores its benefits, services, and how it can help Australians achieve long-term financial security.
Fringe Benefit Tax Guide for Australian Businesses in 2025
Discover how Fringe Benefit Tax (FBT) works for Australian businesses in 2025. Learn calculations, cost-saving tips, and compliance essentials.
From Compliance to Counsel: The Future of Australian Accounting in 2025
Australian accounting is shifting from compliance to strategic advisory services in 2025, driven by tech, client needs, and new regulations. Discover why this trend is reshaping the industry and what it means for firms and businesses.
15 New Year’s Resolutions for Small Businesses in 2025
Kickstart 2025 with these 15 New Year’s resolutions tailored for small businesses. From financial planning and embracing technology to enhancing customer experience and fostering a positive corporate culture, set your business up for success this year.
Selling your business: what happens once you exit?
You’ve sold your business! But what happens now!? We’ve outlined five potential pathways your post-sale life could take, and how they help you find new goals and lifestyles. #exitstrategy #sellingup #businesstips
Top 5 Benefits of Wealth Management
Wealth management offers significant benefits, including personalised advice, risk management, estate planning, tax optimisation, and investment strategies. These services provide a comprehensive approach to financial security and long-term growth.
Cutting costs or increasing your prices? We can help
With many businesses are expecting lower profits this financial year, the more prepared you can be for the unexpected, the better. Talk to us about smart ways to get your costs under control or whether you need to increase your prices.
What is a Good Credit Score in Australia?
Learn how to improve and maintain a good credit score in Australia with practical tips and insights. Understand the importance of credit scores, factors that affect them, and the role of financial advisors in managing your credit health for better financial opportunities.
Data-driven decision-making: growth and strategy
Putting data at the heart of your growth strategy is a no-brainer. We’ve broken down five ways that data-based decision-making helps you grab the best opportunities and grow at pace. #data #decisionmaking #businessadvice
Cash flow and cost control
Regular cash flow forecasts help you keep your focus. If you can’t reach your targets for income, reining in your costs may give you a little extra headroom to manage cash flow while you plan your next move.
Your upcoming tax calendar for November and December 2024
With the end of the calendar year and holiday season fast approaching, please do not forget about your tax obligations. Here is a list of key tax dates for November and December 2024.
Should your small business adopt AI tools?
AI solutions are now standard tools to include in your small business app stack. But which areas of the business could benefit from an AI helping hand? We suggest 5 key business functions. #AI #business #smalbusiness
How to add value and secure your future when selling your business.
Thinking of selling your business? It’s vital to plan ahead and to add value to the company, prior to a sale. Here are five key areas of value to focus on as part of your exit strategy. #exitstrategy #business #businesstips
Potential threats to your business value.
Your successful business can quickly start to lose value if you don’t keep pace with a changing market. Check out these five threats that could be undermining the value of your business. #businessvalue #smallbusiness #businesstips
5 ways to improve the governance of your family business.
There are specific challenges to running a family business. But by putting the right governance steps in place, you can keep the disputes to a minimum and keep the family company on track #familybusiness #businesstips #businessadvice
Common errors for rental property owners
The ATO has published a list of common errors found in rental property schedules. Ensure that you are not double dipping or you may need to lodge an amendment.
Cash is not profit and vice versa
Cash is King. To work out how fast you can grow your business, you need to look at your projected cashflow. Talk to us. We are here to help.
Are you meeting your SMSF governance requirements?
If you’re thinking about setting up a self-managed superannuation fund, here are five key areas to be aware of when managing your fund. #SMSF #superannuation
Tax and compliance changes in effect from 1 July 2024
The start of the 2024–25 income year brings about the commencement of several measures that support welfare, small business concessions, tax cuts etc. Here’s what you need to know…
Three questions for business success. Part 3 Pricing.
Since businesses have existed, these questions have perplexed their owners. Before AI, the internet and even electricity. Who’s my ideal customer? What makes my product or service attractive? How should I be pricing my product or service? Read on!
Business Success Part 2 on Crafting a Value Proposition
Since businesses have existed, these questions have perplexed their owners. Before AI, the internet and even electricity. Who’s my ideal customer? What makes my product or service attractive? How should I be pricing my product or service? Read on!
Three questions for business success. Part 1 Ideal Customer.
Since businesses have existed, these questions have perplexed their owners. Before AI, the internet and even electricity. Who’s my ideal customer? What makes my product or service attractive? How should I be pricing my product or service? Read on!
Why productivity matters and what you can do about it.
Productivity is a term associated with strong economies, robust businesses and efficiency gains of clever staff. If businesses were efficient then fewer would fail, generate more employment and better incomes for owners and workers alike.
DIY vs Hiring an Accountant – What’s Right for Your Business
DIY accounting might sound like a good economy, but investing in an accountant could be the best financial decision you make as a business owner. #businessadvice #SmallBusiness #accounting
Networking Techniques to Become a Great Networker
Networking is a great way to connect with your industry peers and become an asset to your local business community. We’ve got some top hacks for getting the most from your networking. #businessadvice #SmallBusiness #SmallBiz #SMB #networking
Digging deeper into cloud accounting
Using your cloud accounting software to just do the bookkeeping barely scratches the surface. Here are four important ways to get more from the cloud with a bespoke tech stack. #businessadvice #SmallBusiness #cloudaccounting #techstack
Embracing humour in your marketing and brand identity
Customers like it when brands are funny. But are you doing enough to use humour in your company’s marketing? Here are some top hacks for being funny as a marketer. #businessadvice #SmallBusiness #SmallBiz #SMB #marketing #humour #funny
2024–25 Federal Budget Highlights
The 2024–25 Federal Budget is out, here are the highlights sharing what you need to know for you financial year ahead #FederalBudget2024
Are you hiring the best talent for your business culture?
Are you hiring the best talent for your business culture? We’ve summarised 5 ways to make sure your next hire is a perfect fit for the business. #businessadvice #SmallBusiness #SmallBiz
B2B tips for working with big companies
Chasing big B2B accounts is easier than ever in a globally connected market, but what are some of the challenges? There are some key things to consider when entering into a B2B relationship with a big client. #managementstrategy #smallbusinesstips
Financial Planning for Young Families in Australia
As young Australian families embark on the rewarding yet challenging journey of raising children and managing household needs, understanding the nuances of financial management becomes crucial. It’s not just about making ends meet but about crafting a secure and prosperous future. With the guidance of EEA Advisory, experts in family financial planning, this article presents
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