Financial Advisory
EEA Advisory articles tagged Financial Advisory.
Are Dual Cab Utes FBT Exempt in 2026
This blog post explores the Fringe Benefits Tax implications for dual cab utes in the 2026 FBT year. It explains that a dual cab ute only qualifies for an FBT exemption if it meets the ATO eligibility criteria and if private travel remains minor and infrequent. If a vehicle is used for regular family trips or shopping, it becomes subject to FBT just like a passenger car. The article debunks common myths and outlines the dual hurdles of engineering and behavioural requirements that employers must meet. It offers practical insights for managing FBT risks effectively.
SMSF vs Industry Super Fund and How to Set One Up in 2026
Australians face a growing debate between self managed and industry super funds as their retirement savings evolve. This guide clearly explains the control, fees and lifestyle factors that set SMSFs apart from larger industry funds. It walks through practical steps to set up either option under the latest rules. Written in plain English and based on current regulatory guidelines, this article offers essential information for everyday retirement planning.
Aussies Pull $13 Billion From Big Super Funds: What It Means for Your Retirement Path
Australians moved about $13 billion from the nation’s biggest super funds into self-managed super funds over the past year, driven by a hunger for control, faster decision making and tailored portfolios. SMSF assets have now topped $1 trillion, almost a quarter of all super savings, while industry giants scramble to keep members engaged. This article explains the drivers behind the switch, compares performance data and outlines practical checks to help readers decide whether staying with a large fund or going DIY best suits their retirement goals.
How Family Trust Distributions Are Taxed in Australia (2026)
Family trusts remain a popular structure among Australian families and small businesses because they offer flexible ways to distribute income and protect assets. This guide explains how trust income flows to beneficiaries under current tax law and examines present entitlement rules. It details the Family Trust Election framework and the risk of an unexpected forty seven per cent tax bill. An upcoming reform proposing a minimum tax of thirty per cent from July 2028 highlights the need for careful future planning.
Reportable Fringe Benefits Amount (RFBA) on payment summaries — what employees should know
Australian employees frequently notice the term Reportable Fringe Benefits Amount in their income statements. The figure reflects the grossed-up value of non-cash benefits provided by an employer. Although not added to taxable income, it can impact means-tested benefits. This guide explains in plain english how the amount is calculated, why it appears, and practical steps to take when planning salary packaging and assessing tax obligations.
Director loans and Division 7A in 2026: avoiding deemed-dividend traps
Directors in private companies know the nerve-wracking moment when personal use of company funds raises red flags. Division 7A can reclassify these loans as unfranked dividends that incur heavy tax at the top marginal rate. In 2026, increased ATO scrutiny and higher interest rates heighten the risk of costly penalties. Directors can protect profits by ensuring full repayments or establishing a complying written loan agreement. Read on to discover practical guidance and insights.
What Does SAV Mean When Selling A Business?
Understanding Stock at Valuation is crucial for both buyers and sellers in business transactions. This guide explains how SAV is used to adjust the final sale price by accounting for current inventory values. It highlights the process of a joint stocktake conducted just before settlement to ensure fair pricing. The article compares SAV with WIWO labels and answers common legal and tax questions. Readers gain a clear insight into an important pricing mechanism in the Australian market.
Choosing a Financial Advisor in Australia
The phrase ‘Beyond Finfluencers’ captures the modern challenge of choosing a trusted financial adviser in Australia. While social media personalities may make noise, fully licensed professionals offer security and long term wealth. This guide outlines seven practical steps such as verifying licences, understanding fees and gauging digital capabilities. It empowers you to make informed decisions for a sound financial future.
Australia Fuel Excise Cut Impacts Fuel Tax Credits
In 2026 Australia temporarily reduced fuel excise rates by half for three months, impacting the Fuel Tax Credit program. The cut lowers charges on unleaded petrol and diesel as well as the eligible credit, which may raise net fuel costs for many enterprises. Businesses with accurate fuel records benefit by receiving the correct refund, while others risk under- or over-claiming. The article explains the law behind the temporary reduction and offers practical steps for finance teams to stay compliant and maintain healthy cash flow.
Will the 50% CGT Discount Survive 2026 Budget?
Investors face uncertainty as debate heats over whether the 50% CGT discount will remain unchanged in the 2026 Federal Budget. The article explains that although no legislation has altered the long‐standing rules, Treasury officials and parliamentary bodies have modelled scenarios with a lower discount. It reviews the current conditions for individuals, trusts and superannuation funds under Division 115 and outlines the policy debate surrounding future reforms. Practical strategies are provided to help investors safeguard after tax returns and plan for any changes ahead.
Australia commits to OECD Crypto Asset Reporting
Discover why the OECD Crypto Asset Reporting Framework matters for Australians and act now to secure your records before ATO scrutiny.
Inheritance Tax Impact for Australian Beneficiaries
Learn how capital gains tax, super benefits and income tax affect your inheritance. Plan ahead to protect your loved ones’ legacy.
Unlock Hidden Wealth and Dodge ATO Tax Risks
Discover how the ATO targets Australia’s wealth transfer and learn smart strategies to secure your family legacy. Act now to protect your assets.
Avoid Business Sale Pitfalls With Smart Retirement Planning
Secure your future with smart retirement planning that blends super and diverse investments. Act now to ensure peace of mind after work.
Unlock 2026 Gifting Wins in Australian Gift Tax
Discover how to navigate Australian gift tax rules in 2026 and control capital gains and stamp duty. Act now and plan smart wealth transfers.
Secure Your Dream Home with Approval In Principle
Learn how an Approval in Principle streamlines buying a home in Australia. Shop with confidence and secure your future today
Master Your Tax Return with Smart Financial Advice
The blog explains how tax returns only reflect past performance and why forward looking advice makes a real difference. It contrasts traditional compliance with proactive planning to boost cash flow, reduce anxiety, and secure long term wealth. Empower your finances today.
Conquer Crypto Regulation in Australia
Australia leads digital finance innovation with an urgent need for clear crypto guidance. The article explains regulatory frameworks and licensing requirements, giving exchanges, investors and start-ups the tools they need to operate confidently. Read now for practical insights.
Australia’s Economic Reform Roundtable 2025: What It Means for Your Wealth
Treasurer Dr Jim Chalmers has convened Australia’s most influential business, union and policy leaders for a three-day Economic Reform Roundtable. With $1 trillion in debt, rising tax burdens and subsidies under review, the discussions could reshape household budgets, investment strategies and business cash flows. Here’s what you need to know to protect and grow your wealth.
How to Select a Financial Advisor for Your Brisbane Family Business: A 7-Step Compliance-Ready Roadmap
Why the Right Advisor Matters for a Brisbane Family Business Family businesses account for close to seventy per cent of all Australian enterprises, yet only a minority survive beyond the second generation. The difference between those that thrive and those that falter often lies in the quality of professional guidance they receive. A licensed, conflict-free
How to Legally Give Gifts Without Triggering ATO Tax Issues
Australia scrapped gift tax decades ago, but Capital Gains Tax, Fringe Benefits Tax and Centrelink rules still bite. This guide shows how to give cash or assets safely, backed by 2025 ATO guidance.
From Compliance to Counsel: The Future of Australian Accounting in 2025
Australian accounting is shifting from compliance to strategic advisory services in 2025, driven by tech, client needs, and new regulations. Discover why this trend is reshaping the industry and what it means for firms and businesses.
A Comprehensive Guide to Bunnings Power Pass: Benefits, Eligibility, and More
Navigating trade discounts can feel daunting. Bunnings Warehouse, a cornerstone of Australia’s home improvement scene, offers a solution with the Bunnings Power Pass. Crafted for trade professionals, this membership program delivers exclusive benefits and tools. Savings, convenience, and technical support combine to elevate the shopping experience. This guide explores eligibility, benefits, technical features, and more,
Mastering Your BAS – A Clear and Confident Guide for Australian Businesses
Lodging your Business Activity Statement (BAS) in Australia doesn’t need to feel overwhelming. This guide, updated for 2025, breaks down what BAS involves and why it’s essential for businesses. From GST and PAYG to lodging options like online or through an agent, every step is covered with clear explanations and practical examples. Penalties for late submissions have tightened, making timely lodging more critical than ever. Whether you’re a small business or a larger operation, tips and insights help ensure confidence and compliance. Discover how to master BAS lodging with ease, supported by the latest ATO advice.
Winning business grants in Australia made simple with accountants
Securing business grants in Australia is simpler with expert Brisbane accountants. From financial planning to crafting proposals, learn how EEA Advisory can enhance your grant success.
Selling your business: what happens once you exit?
You’ve sold your business! But what happens now!? We’ve outlined five potential pathways your post-sale life could take, and how they help you find new goals and lifestyles. #exitstrategy #sellingup #businesstips
Top 5 Benefits of Wealth Management
Wealth management offers significant benefits, including personalised advice, risk management, estate planning, tax optimisation, and investment strategies. These services provide a comprehensive approach to financial security and long-term growth.
Cutting costs or increasing your prices? We can help
With many businesses are expecting lower profits this financial year, the more prepared you can be for the unexpected, the better. Talk to us about smart ways to get your costs under control or whether you need to increase your prices.
Data-driven decision-making: growth and strategy
Putting data at the heart of your growth strategy is a no-brainer. We’ve broken down five ways that data-based decision-making helps you grab the best opportunities and grow at pace. #data #decisionmaking #businessadvice
Cash flow and cost control
Regular cash flow forecasts help you keep your focus. If you can’t reach your targets for income, reining in your costs may give you a little extra headroom to manage cash flow while you plan your next move.
Your upcoming tax calendar for November and December 2024
With the end of the calendar year and holiday season fast approaching, please do not forget about your tax obligations. Here is a list of key tax dates for November and December 2024.
Should your small business adopt AI tools?
AI solutions are now standard tools to include in your small business app stack. But which areas of the business could benefit from an AI helping hand? We suggest 5 key business functions. #AI #business #smalbusiness
How to add value and secure your future when selling your business.
Thinking of selling your business? It’s vital to plan ahead and to add value to the company, prior to a sale. Here are five key areas of value to focus on as part of your exit strategy. #exitstrategy #business #businesstips
Potential threats to your business value.
Your successful business can quickly start to lose value if you don’t keep pace with a changing market. Check out these five threats that could be undermining the value of your business. #businessvalue #smallbusiness #businesstips
5 ways to improve the governance of your family business.
There are specific challenges to running a family business. But by putting the right governance steps in place, you can keep the disputes to a minimum and keep the family company on track #familybusiness #businesstips #businessadvice
Common errors for rental property owners
The ATO has published a list of common errors found in rental property schedules. Ensure that you are not double dipping or you may need to lodge an amendment.
Cash is not profit and vice versa
Cash is King. To work out how fast you can grow your business, you need to look at your projected cashflow. Talk to us. We are here to help.
Are you meeting your SMSF governance requirements?
If you’re thinking about setting up a self-managed superannuation fund, here are five key areas to be aware of when managing your fund. #SMSF #superannuation
Tax and compliance changes in effect from 1 July 2024
The start of the 2024–25 income year brings about the commencement of several measures that support welfare, small business concessions, tax cuts etc. Here’s what you need to know…
Three questions for business success. Part 3 Pricing.
Since businesses have existed, these questions have perplexed their owners. Before AI, the internet and even electricity. Who’s my ideal customer? What makes my product or service attractive? How should I be pricing my product or service? Read on!
Business Success Part 2 on Crafting a Value Proposition
Since businesses have existed, these questions have perplexed their owners. Before AI, the internet and even electricity. Who’s my ideal customer? What makes my product or service attractive? How should I be pricing my product or service? Read on!
Three questions for business success. Part 1 Ideal Customer.
Since businesses have existed, these questions have perplexed their owners. Before AI, the internet and even electricity. Who’s my ideal customer? What makes my product or service attractive? How should I be pricing my product or service? Read on!
Why productivity matters and what you can do about it.
Productivity is a term associated with strong economies, robust businesses and efficiency gains of clever staff. If businesses were efficient then fewer would fail, generate more employment and better incomes for owners and workers alike.
DIY vs Hiring an Accountant – What’s Right for Your Business
DIY accounting might sound like a good economy, but investing in an accountant could be the best financial decision you make as a business owner. #businessadvice #SmallBusiness #accounting
Networking Techniques to Become a Great Networker
Networking is a great way to connect with your industry peers and become an asset to your local business community. We’ve got some top hacks for getting the most from your networking. #businessadvice #SmallBusiness #SmallBiz #SMB #networking
Digging deeper into cloud accounting
Using your cloud accounting software to just do the bookkeeping barely scratches the surface. Here are four important ways to get more from the cloud with a bespoke tech stack. #businessadvice #SmallBusiness #cloudaccounting #techstack
Embracing humour in your marketing and brand identity
Customers like it when brands are funny. But are you doing enough to use humour in your company’s marketing? Here are some top hacks for being funny as a marketer. #businessadvice #SmallBusiness #SmallBiz #SMB #marketing #humour #funny
2024–25 Federal Budget Highlights
The 2024–25 Federal Budget is out, here are the highlights sharing what you need to know for you financial year ahead #FederalBudget2024
Are you hiring the best talent for your business culture?
Are you hiring the best talent for your business culture? We’ve summarised 5 ways to make sure your next hire is a perfect fit for the business. #businessadvice #SmallBusiness #SmallBiz
B2B tips for working with big companies
Chasing big B2B accounts is easier than ever in a globally connected market, but what are some of the challenges? There are some key things to consider when entering into a B2B relationship with a big client. #managementstrategy #smallbusinesstips
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